An Indian man walks into a bank in New York City and asks for the loan
> officer. He tells the loan officer that he is going to India on business
> for two weeks and needs to borrow $5,000.
> The bank officer tells him that the bank will need some form of
> security for the loan, so the Indian man hands over the keys of a new Ferrari parked on the street in front of the bank. He produces the title and
> everything checks out. The loan officer agrees to accept the car as
> collateral for the loan.
> The bank's president and its officers all enjoy a good laugh at the
> Indian for using a $250,000 Ferrari as collateral against a $5,000 loan.

An employee of the bank then drives the Ferrari into the bank's
> underground garage and parks it there.
> Two weeks later, the Indian returns, repays the $5,000 and the
> interest, which comes to $15.41.The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very
> nicely,but we are a little puzzled. While you were away, we checked
> you out and found that you are a multi millionaire. What puzzles us is,
> why would you bother to borrow "$5,000"
> The Indian replies: "Where else in New York City can I park my car
> for two weeks for only $15.41 and expect it to be there when I return'"
> Ah, the mind of the Indian.......